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How to Claim the Pag-IBIG MP2 Dividend Check

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When applying for the release of your MP2 annual payout dividend, you can choose to have Pag-IBIG deposit it in your bank account or issue a paper check.  This year and last year, I opted to get the annual dividends by check.    Although less convenient than the bank deposit option, claiming the check at a Pag-IBIG branch was a fast process in my experience.   I was in and out of the Pag-IBIG office in less than 10 minutes. 😀

How to Withdraw the Pag-IBIG MP2 Annual Dividend

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  I opened an MP2 account with annual dividend payout in 2021.  Dividends are credited yearly, usually in March or April or within 1-2 months after the announcement of the dividend rate.   The annual payout dividends, if just left in one’s account, WILL NOT earn future dividends.   This feature is unlike the dividends in the MP2 variant with annual compounding.     These annual payout dividends can be withdrawn and then reinvested back as MP2 savings. 

Pag-IBIG MP2 Annual Dividend Not Credited – Resolved

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  If you have been monitoring your yearly payout MP2 account via Virtual Pag-IBIG and keep seeing that no dividend for 2023 has been reflected yet, do not worry.  You CAN apply for the release of your MP2 dividend.